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Independent comparisons of state-approved real estate schools Updated August 2026 · Verified against the New York Department of State
New York · 2026

Best online real estate schools in New York

New York needs 77 hours, not 75 — and the part almost no school mentions up front is that your course ends with a proctored exam you sit in person, at a location inside New York State.

The shortlist

Where to take the 77-hour New York course

All three national schools sell New York qualifying education. Watch the hour count as you shop, because the change from 75 to 77 has not fully worked its way through every catalogue.

02

AceableAgent

77-hour NY salesperson course
  • States 77 hours correctly, with no trace of the old 75-hour figure on its New York page
  • Mobile-first self-paced delivery, which fits a 77-hour requirement you are working through around a job
  • Three package tiers with optional live exam-prep webinars in the upper ones
  • ⚠️ We could not find the proctored school exam mentioned on its New York page. It is a state requirement regardless of school, so confirm how they administer it before you enrol
Check current pricing
03

The CE Shop

NY salesperson pre-licensing packages
  • Sells New York qualifying education in tiers with a dedicated New York pricing page
  • ⚠️ Check the hour count carefully before paying: its New York product URLs still read 75-hr while several current titles read 77-Hr. New York requires 77, and a 75-hour certificate leaves you needing a further two-hour fair housing or implicit bias course to qualify
  • Runs a free trial before you commit
  • Also sells New York continuing education, which you will need at your first two-year renewal
Check current pricing
The correction worth making before you shop. A number of comparison pages describe New York's 77-hour course as containing two hours of implicit bias training. It does not. The Department of State's published syllabus has 19 line items totalling exactly 77 hours, and the anti-bias content sits inside the six hours of Human Rights and Fair Housing rather than as a separate block. The standalone two-hour implicit bias requirement belongs to the broker 152-hour course and to continuing education — different requirements, imported into the wrong list. If you already hold an old 75-hour certificate, DOS says you need "a two-hour continuing education course on Fair Housing and/or implicit bias training" to bridge the gap. DOS's approved qualifying education schools list is the authoritative place to confirm a provider. We compare schools on state approval, course format, what each tier includes and platform features, using each provider's published information and the licensing requirements we verify with DOS. We have not listed course prices because they could not be confirmed for every school in a form we could publish. We earn commissions from the schools listed here and the rates differ between them. Our ordering reflects editorial judgement and is set before commercial terms are considered.
The process

How to get your New York licence

Four steps, and the second one is the surprise — your course does not end when you finish the material.

1

Complete 77 hours of qualifying education

Nineteen subject areas set by DOS, including six hours of Human Rights and Fair Housing, eleven of Law of Agency and ten of Legal Issues. If you study by distance learning you must finish within twelve months of starting, and the platform enforces seat time — there is a time-default mechanism so you are not credited while inactive.

2

Sit your school's proctored final

Separate from the state exam, and required. The rule says the distance-learning final "must be held at a location within New York State approved by the department," and DOS collects those locations from providers on its course-approval form. Failing the school final means failing the course.

3

Pass the state exam

Run by the Department of State itself — there is no national portion and no third-party vendor. It is multiple choice, drawn from the 77-hour curriculum, with 90 minutes allowed and a $15 fee. Results come back pass or fail with no numerical score, and stay valid for two years.

4

Apply with a sponsoring broker

Sixty-five dollars for a two-year licence. A salesperson cannot operate independently in New York, so the broker attaches at application and is required again at every renewal.

Qualifying education
77 hours · 19 subject areas
Fair housing content
6 hours, inside the 77
Implicit bias block
Not in the salesperson course
Distance learning
Must finish within 12 months of starting
Course final
Proctored, at a DOS-approved New York location
Minimum age
18
Exam administered by
The Department of State · no outside vendor
Exam
Multiple choice · 90 minutes · $15
Exam result
Pass or fail · no numerical score
Score validity
2 years
Fingerprints
Not required for salespersons
E&O insurance
Not required
Post-licensing
None
Application fee
$65 · two-year term
Continuing education
22.5 hours · 2 hours agency in the first term

From the New York Department of State, Real Property Law §§ 440-a, 441 and 441-b, the DOS 77-hour salesperson curriculum, and 19 NYCRR §§ 176.6, 176.9, 176.22, 176.23 and 176.25, verified August 2026. The 77 hours were set by Chapter 697 of the Laws of 2021; DOS publishes no plain-English switchover date, so none is given here. No exam question count, retake fee or school-exam passing score appears on this page — DOS publishes none of them, and every figure circulating for those comes from schools rather than the state. New York does not publish pass rates by school; DOS reported a statewide salesperson pass rate of 52% across 19,558 candidates in its February 2025 Board summary.

Questions

New York FAQs

Is the New York course really 100% online?

The instruction can be, but the ending is not. New York permits DOS-approved distance learning, and the platform enforces seat time rather than letting you skim. But the regulation requires the course to "include a proctored final examination which must be held at a location within New York State approved by the department," and DOS asks providers to list those locations on its own course-approval form. That is a real journey for an out-of-state student, and it is rarely mentioned in the marketing. A temporary remote-proctoring accommodation existed during the pandemic and we could not confirm whether it was ever extended — so confirm the current format with your provider before you enrol.

How many hours does New York require — 75 or 77?

Seventy-seven. The increase came in under Chapter 697 of the Laws of 2021, and DOS states plainly that an applicant "must have satisfactorily completed 77 hours of salesperson qualifying education." If you hold an older 75-hour certificate you are not stranded: DOS says you need a further two-hour continuing education course on fair housing and/or implicit bias. Check the hour count on the product page before you pay — at least one national school still has 75-hour New York URLs in its catalogue.

Does the 77-hour course include implicit bias training?

Not as a separate block, despite what several comparison pages say. The DOS curriculum has 19 line items summing to 77 hours, and there is no implicit bias entry among them — the anti-bias material sits inside the six hours of Human Rights and Fair Housing. The standalone two-hour implicit bias requirement applies to the broker 152-hour course and to continuing education. It is a case of the CE topic list being copied into a description of the pre-licensing course.

Who runs the New York exam?

The Department of State runs it directly, at its own exam sites. There is no PSI, no Pearson VUE, and no separately scored national portion — it is a single New York paper drawn from the 77-hour curriculum. Two consequences worth knowing: national exam prep is aimed at content this exam does not contain, and your result comes back as pass or fail with no number, so there is nothing to compare against a target score.

Does New York fingerprint real estate salespersons?

No. DOS maintains one page listing which of its licence types require electronic fingerprinting — security guards, private investigators, alarm installers and others — and real estate brokers and salespersons are not on it. The salesperson application contains no fingerprint or background-check step. What New York does have is a conviction-disclosure and character standard, which is a different thing: a disclosure regime, not a fingerprint-based criminal history check.

Is there a post-licensing course in New York?

No. New York has qualifying education before you are licensed and continuing education at each two-year renewal, with nothing in between. There is one first-term wrinkle worth diarising: of the 22.5 CE hours, the law of agency component is two hours in your initial two-year salesperson term and one hour thereafter.