Enter what each item costs you for your first 12 months. Costs vary a lot by state, MLS and brokerage, so use the figures from your own quotes and agreements. Leave anything that doesn't apply at 0.

License application & exam feesOne-time state fees, if not already paidPost-licensing or first-year educationSome states require it soon after licensingRealtor association duesLocal, state and national dues, if you joinMLS feesUsually billed quarterly or yearlyE&O insuranceRequired in some states or by some brokeragesBrokerage fees (yearly total)Desk, tech or monthly fees × 12Lockbox / key accessElectronic key or lockbox serviceWebsite & hostingYour agent websiteBusiness cards, signs & printOnline advertisingSocial or search adsCRM & softwareContact management, e-sign, etc.Listing photographyIf you pay for it yourselfCar, mileage & phoneExtra costs from showing homesOtherAnything else

Average commission you expect per deal ($)Used to work out how many deals cover your costs.

Estimated first-year costs

Per month
Deals needed to cover costs

A planning tool, not financial advice. Your brokerage, MLS and state licensing agency can confirm exact fees.

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First-year cost calculator for new agents

Just licensed? Get your agent website.